Terms & Conditions

These terms and conditions govern the use of our website and should be read carefully before using this website. If you do not accept these terms of use, please do not use this Website. Your continued use of this site confirms your acceptance of these terms.

Use of Website

  1. 1. It is not necessary to register with us in order to use this Website.
  2. 2. This Website may be used for your own private purposes and in accordance with these terms of use.
  3. 3. You may print and download material from this Website provided that you do not modify or reproduce any content without our prior written consent.

Site Uptime

  1. 4. All reasonable measures are taken by us to ensure that this Website is operational all day, every day. However, occasionally technical issues may result in some downtime and accordingly we will not be liable if this website is unavailable at any time.
  2. 5. Where possible we always try to give advance warning of maintenance issues that may result in Website down time but we shall not be obliged to provide such notice.

Disclaimer and Exclusion of Liability

  1. 6. Whilst we do take all reasonable steps to make sure that the information on this website is up to date and accurate at all times we do not guarantee that all material is accurate and ,or up to date.
  2. 7. All material contained on this website is provided without any or warranty of any kind. You use the material on this Website at your own discretion.
  3. 8. We do not accept liability for any loss or damage that you suffer as a result of using this Website.

Changes to the terms and conditions

  1. 9. We reserve the right to revise these Terms and conditions at any time without prior notice. Users of the site are deemed to be apprised of and bound by any changes to these Terms of use. You agree to review these Terms of use regularly and your continued access or use of this site signifies your agreement to any changes.

Law & Jurisdiction

  1. 10. These terms of use are governed by the Republic of Cyprus law. Any dispute arising in connection with these terms of use shall be subject to the exclusive jurisdiction of the Courts of the Republic of Cyprus.

Terms and Conditions for property sales

In these Terms and Conditions the following definitions apply:

  1. 11. Completion: means legal completion by the Customer of their property purchase from the supplier
  2. 12. Contract: the contract between the Supplier and the Customer for the sale and purchase of a property
  3. 13. Customer: the person or firm who purchases the property from the Supplier
  4. 14. Force Majeure Event: has the meaning given in clause 27
  5. 15. Supplier: Leptos Group of Companies, namely, Armonia Estates Ltd, Pandora Investments Public Limited, Ergomakers Ltd and any of their subsidiaries
  6. 16. All prices and charges on the website are quoted in Euro.
  7. 17. VAT is not included in the advertised and quoted price


The supplier offers to the customer, via payment links, the ability to make payments against his/her contracts, via bank transfers, debit and credit card payments, and crypto currency payments under the following terms and conditions

  1. 18. Fees may apply if payment is made by card or crypto currencies
  2. 19. Once the Customer card payment has been authorised, card details will be destroyed
  3. 20. Any payments made by the customer to the supplier, shall be deemed not to have been accepted until such funds have been received in full and cleared by the Supplier.
  4. 21. The client is fully responsible for providing all information deemed necessary for clearing the funds, in line to the provisions of the KYC/AML regulations of the Republic of Cyprus.
  5. 22. Payments in crypto currencies will be deemed as accepted at their equivalent in FIAT once this has been received in clear funds by the supplier.
  6. 23. The customer is fully responsible for paying any income tax and/or capital gains tax arising on the payments made to the supplier, via crypto currencies.
  7. 24. Once the Supplier has received cleared funds as referred to in clause 20 the Supplier will issue a receipt to the Customer confirming acceptance of the funds.
  8. 25. Any payments made cannot be reversed or charged back to the debit or credit card, once a receipt has been issued.
  9. 26. In the event the supplier and the customer agree to cancelling a contract and refunding any amount back to the customer, such amount will be remitted to the bank account it originated.

Force Majeure

  1. 27. The Supplier reserves the right to defer the date of delivery or to cancel the Contract, if it is prevented from or delayed in the carrying on of its business due to circumstances beyond the reasonable control of the Supplier including, without limitation, acts of God, governmental actions, war or national emergency, acts of terrorism, protests, riot, civil commotion, fire, explosion, epidemic, locks outs, strikes or other labour disputes (whether or not relating to either party workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials (Force Majeure Event).

Our Details

Our business names are: Armonia Estates Limited
Pandora Investments public Limited
Ergomakers Ltd
Our contact details are: 111 Apostolou Pavlou Avenue
CY-8046, Paphos, Cyprus
Office Tel: 00357-26880100